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06-Nov-2017 18:05

If you are in a couple your eligibility for means-tested benefits is currently determined by the age of the oldest person in the couple.

However, please be aware that when Universal Credit is rolled out this rule will be reversed and the age of the youngest member of a couple will determine whether they qualify for Pension Credit.

The minimum age for Pension Credit, and for Housing Benefit/Council Tax Support for people of pension age, is increasing in line with women’s state pension age.

The minimum age for the state pension for women, and for Pension Credit for men and women, is now over 63 and a half and increasing.

The Pension Credit qualifying age determines at what age you can claim the Guarantee Credit element, you have to be aged 65 or over to claim the Savings Credit element.

The Pension Credit qualifying age for both men and women is based on the current state pension age for women.

Current law allows for State Pension age for men and women to increase from 67 to 68 between 20 but a government review published 19 July 2017 proposes a new timetable which will see the State Pension age increase to 68 between 20, 7 years earlier than legislated for.

The change will affect everyone born between 6 April 1970 and 5 April 1978.

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For single women these two dates are the same, but for others the dates may be different.The 1995 Pensions Act increased women's State pension age from 60 to age 66 to bring it in line with men.

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